Life Settlements - The Asset Class Defined
The U.S. Senior Life Settlement Market, also known as the Secondary Market for Life Insurance, has been in existence for over 20 years. U.S. Seniors can now sell their life insurance policies if they meet certain criteria.
20+
Years of Experience
An important alternative for seniors who no longer need life insurance protection
The Life Insurance Secondary Market provides an opportunity for seniors to get a cash payment for their life insurance policies vs. simply letting the policy coverage lapse.
This is a critically important alternative for seniors that no longer need the protection of life insurance coverage. By selling their life policies, Seniors can receive additional funds for purposes such as medical expenses as well as a diverse spectrum of financial needs and objectives.
As a U.S. Senior, selling your life insurance policy can be a challenging experience. This important fact is not reflected in current industry advertising campaigns, which suggest that selling a life insurance policy can be accomplished rather easily.
Regrettably, this is frequently not the case.
"The reality is that life settlements require expertise, experience, and the right connections to ensure seniors get the best possible outcome."
A UNIQUE MARKET REQUIRES EXCEPTIONAL EXPERIENCE
The life settlement investor market is both unique and complex, with sales dynamics closely mirroring those found in the global real estate market. Just as is the case with real estate, Senior life insurance policies (SLPs) are effectively illiquid assets, with pricing subject to typical economic cycles of supply and demand.
Most of the investors for SLPs are based outside the US, placing a premium on the comprehensiveness and depth of the relationships developed by insurance market representatives such as LifeStar.
2001
Since January
20+
Years Experience
Leading with innovative solutions and approaches to life settlements
Building trust through honest, transparent business practices
Delivering successful market performance for our clients
LifeStar provides an independent approach to Senior market representation, ensuring the best possible price for our senior clients.
Seniors today face a growing list of financial challenges against increasing costs and a dynamic investment environment. The resulting pressure on seniors can not only accelerate but can intensify, particularly late in life.
Selling a life policy can provide an important element of financial security that may have not been previously considered.
To accomplish this important objective, LifeStar has been in the business marketing life insurance policies for Seniors since 2001. Throughout our history, LifeStar has always led with a customer-first focus and has developed extensive and unparalleled expertise and qualifications.
At the core of our capabilities has been the development of a large group of global investors that are ready to purchase U.S. Senior Life Policies.
These and other key elements make LifeStar the preferred Life Insurance Secondary Market representation for Seniors.
LifeStar provides an independent approach to Senior market representation, ensuring the best possible price for our senior clients.
LifeStar is your Independent Life Settlement Advisor.
Our comprehensive approach ensures the best possible outcome for your life settlement
20 years advising U.S. Seniors, leading industry technical and analytical capabilities, extensive investor relationships, and exclusive tax and wealth management advisor network
LifeStar places U.S. Senior life policies with the most motivated investor groups. Accordingly, LifeStar has no captive investor relationships
LifeStar has developed an extensive secured data platform and encrypted data/document transmission capability
Our independent advisor Code of Conduct ensures that the LifeStar competitive bidding process optimizes U.S Senior client life policy pricing
Working with the Emeritus investor network, LifeStar has access to extensive private equity investor relationships in all global regions developed successfully over 20 years
LifeStar provides professional support and close contact with your insurance representatives, medical professionals and investment advisor throughout the sales process, ensuring our Senior clients with the high quality and responsive services required to ensure the best possible economic outcome
Our streamlined process makes getting started simple and secure
Provide all current life insurance policy information
Complete a HIPAA release authorization
Provide all current medical records
Complete brief telephone interview with LifeStar Medical Director
LifeStar provides an assessment and recommendation of the best course to sell your life insurance policy
Copyright © 2020 Life Star Advisors - All Rights Reserved.
LifeStar Advisors is a marketing company, not a life settlement
provider. LifeStar Advisors does not represent and is not a fiduciary
of the policyholder. LifeStar Advisors will refer qualified policies
to independent investors.
Contact LifeStar today to learn more about how a life settlement could provide the financial security you need.
Book a free, no-obligation consultation
Available Monday - Friday