Cyber Liability & Data Breach Insurance

FXM Risk provides modern cyber insurance solutions designed to protect your business from ransomware, data breaches, funds transfer fraud, and technology-driven exposures that threaten operations and financial stability.

Why Cyber Insurance Matters

Businesses of all sizes face constant cyber threats. Ransomware, phishing, social engineering, and data breaches can shut down operations and cause six- and seven-figure losses. Our cyber insurance solutions blend financial protection with real-time security services.

  • Ransomware response & negotiation
  • Data breach & privacy liability
  • System restoration & business interruption
  • Funds transfer fraud protection
  • Incident response teams on standby 24/7

Built on Modern Security Standards

Our underwriting integrates industry-leading risk standards — encryption, MFA, off-site backups, PCI/PII handling, and secure administrative protocol enforcement. Concepts aligned with modern cyber applications and underwriting criteria.

  • Multi-Factor Authentication (MFA)
  • Encrypted devices & secure backups
  • Verification protocols for payment transfers
  • Secure handling of PCI, PII, and PHI data
  • Network and cloud administrative controls

Comprehensive Cyber Coverage

Incident Response

  • Forensics, investigation & breach response
  • Legal counsel & regulatory guidance
  • Public relations & crisis communications

Ransomware & Extortion

  • Ransom negotiation & payment handling
  • Data restoration & system rebuild
  • Coverage for lost income & operational downtime

Liability Protection

  • Privacy liability & regulatory actions
  • Third-party claims and lawsuits
  • Media & intellectual property liability

Funds Transfer Fraud

  • Social engineering & phishing protection
  • ACH/wire verification protocol coverage
  • Mitigation of financial loss from fraud

Business Interruption

  • Income replacement during outages
  • System restoration costs
  • Dependent business failure coverage

PCI, PII & PHI Safeguards

  • Coverage for compromised personal data
  • Breach notification & credit monitoring
  • Compliance with state and federal data laws

FXM Risk – Cyber Insurance Application

Complete the application below to get started. We'll generate a PDF for your records and send your information to our team.