Professional Liability Insurance

FXM Risk partners with leading insurers to deliver tailored E&O and Professional Liability protection for accountants, real estate professionals, insurance agencies, medical billers, and other specialty service providers.

Core Coverages

  • Broad Professional Services Definitions
  • Duty-to-Defend policy forms
  • Network Security & Privacy Liability
  • Subpoena Response Coverage
  • Disciplinary Proceedings Coverage
  • Crisis Management & Public Relations Expense
  • Pre-Claim Assistance & Risk Management Hotline
  • First Dollar Defense options

Program Highlights

  • Limits up to $5,000,000
  • Cyber Secure Enhancements (up to $250,000)
  • Employee Dishonesty (up to $500,000)
  • Third-Party Discrimination Coverage
  • Aggregate Deductible (3×) & Mediation Deductible Reduction
  • Automatic 60-day Extended Reporting Period
  • Retirement ERP — Unlimited

Industries We Serve

Accountants

  • Tax Preparation (Business & Individual)
  • Bookkeeping & Write-Ups
  • Reviews & Compilations
  • Non-Public Audits
  • CFO & Outsourced Finance Departments

Real Estate Professionals

  • Agents & Brokers
  • Property Managers
  • Mortgage Brokers & Bankers
  • Appraisers
  • Title Agents & Abstractors

Insurance Agencies & MGAs

  • Retail P&C Agencies
  • Surplus Lines Brokers
  • MGAs, MGUs & Program Administrators
  • Life, Accident & Health Agencies
  • Wholesale Brokers

Medical Billers & Coders

  • Medical Billing & Coding
  • Revenue Cycle Management
  • Credentialing Services
  • HIPAA Compliance
  • MEDEFENSE® & Cyber Secure options

Get a Professional Liability Quote

FXM Risk delivers fast turnaround, competitive pricing, and customized solutions for small businesses, mid-market firms, and specialized professional services.

Request a Quote